They’re my personal summation about the most readily useful money back charge card that we listed above. This conclusion derive from the aforementioned chart.

They’re my personal summation about the most readily useful money back charge card that we listed above. This conclusion derive from the aforementioned chart.

Month-to-month spending RM3,000.00 to RM5,000.00, top cards is actually Alliance Bank Platinum Card at money back rates between 0.96% to 1.38per cent. After close are Alliance financial Younique charge card at cash back speed between 0.94percent to 1.37%.

Month-to-month investing RM5,000.00 to RM100,000.00, top card is Affin financial at money back rate of 0.80percent..

Month-to-month using RM100,000.00 and above better card is actually market Bank Platinum cards at cash back speed of 0.90%.

With reference above realization, you can be even more creative mix & complement the above mentioned cards to maximize your cash discount. For instance, for monthly spending of RM15,000.00 , fee RM5,000.00 to Alliance lender Platinum cards, subsequent RM5,000.00 to Alliance Bank Younique Card and others to Affin lender bank card. Merely make use of creative imagination.

However, if you intend to-do your searching any kind of time certain vendor having unique cash back strategy these types of at monster, then it is preferable to make use of large Citibank mastercard while they allow the greatest cash discount at the certain vendor.

Any suggestions or whatever you would like to highlight, please set your own reviews.

Revise (11 February 2010)

1. criterion Chartered is introducing standards Chartered JustOne Titanium Mastercard that offer to 5per cent profit rebate. Have a look right here for info.

2. Hong Leong lender have 1per cent earnings discount card via their unique VISA crucial charge card.

Associated blogs:

hello, i believe u miss the boat 1 credit from HLB. important cards from HLB with 1percent cash rebate regarding acquisition without the capping quantity.

Yes I did skip the card you mentioned. As I did the investigations in March 2009, that card try but become reintroduced on the industry. However, We have a post on VISA Essential cards as soon as the cards got reintroduced in November 2009. Consider the update point under this post.

As I have more spare time, i am going to put this cards into the evaluation at the same time.

Hi, what about Ambank charge cards? any worthwhile provide? tq

As of this moment AmBank does not have profit discount mastercard.

Will there be or will there be any newest contrast for money rebate cards?

If you are looking at credit card that offer cashback on all exchange then glance at Hong Leong important cards and Alliance Younique/Platinum cards. Essential card provide 1percent discount limitless levels while alliance doing 1.38%.

In the event that you look at certain business card, identify AMEX silver mastercard, 5X details at Hypermarket & gasoline. 5X details equal to 2.5per cent discount.

Alternalive seek Alliancee bank Debit cards. They’ve 3 notes. Standard 1percent, Platinum 1.5percent & Premium 2% discount.

I might revise the research later on.

SCB just one single titanium no more in malaysia. They get back liao.

Thank you so much for your e-mail.

With respect to the following next talked about topic, kindly be aware that Standard Chartered Bank Malaysia have concluded the Justone Titanium credit card. We beg to differ that the card is liable and usable in Malaysia but the mechanics aren’t in your area propelled.

Develop we’ve clarified the situation accessible. Thank-you.

Yes, they cease but we find a way to acquire one early in the day. I am hoping I’m able to nonetheless using it for some additional years. ??

You should consider the quantum of yearly fee may off-set much of the cash-back discount. If a bank waives the annaul cost (like EON/HL/CIMB-direct accessibility), the benefit is equal to spending RM 10000 with a 1% cash return or RM20000 with a 0.5per cent cash back. A lot of us don’t actually spend that amount of cash on the charge cards in a-year, very think hard.

You much better inquire the lender to waive the yearly fee. Most bank will waive it.

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